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Fintech has left ATMs in the dust
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Financial institutions aren’t known for their technical agility. Between legacy systems, overhead concerns, and the high bars of regulatory and security compliance, banks and other financial service providers have historically been resistant to technological innovation. Fintech is changing that.

In recent years, perceptions of fintech have changed: Once the stuff of scrappy startups, it’s an integral part of operations at established institutions. It’s also an integral part of our lives given how it’s changing the way we bank, invest, pay, shop, and do business. Whether it’s through mobile apps or blockchain, fintech delivers change that is more cost-effective, more secure, and quicker than business as usual.
In our work consulting and developing custom software, we’ve seen use cases for fintech solutions that range from financial deal management to pet wellness to solar. We’ve found that the best fintech engineers have a deep understanding of how the financial services world works, plus a hackers’ approach to security: They’re constantly thinking about potential vulnerabilities and building software with powerful protections.
What does fintech look like for innovative startups? What about for enterprise institutions? Our comprehensive guide to fintech has something for every business, including our most recent state of the industry report, the latest news on emerging solutions, and essential context on how technological innovation is unlocking a financial future that is more nimble, personalized, and secure.
Fintech goes way beyond banking
If fintech seems confined to financial services like banking, lending, and real estate, it’s time to think bigger.
Much more than sector-specific innovation, fintech goes beyond backend fixes for the biggest players, with applications across use cases. After all, it’s technology that empowers streamlined, enhanced, and even automated financial services across industries, from a retailer’s online payment gateway to an app for cryptocurrency investments. That big picture understanding of what fintech can do, regardless of the industry, can underpin strategic growth for your company.
Taking stock of fintech today
Our 2021 State of Fintech report will help you better understand the innovation and investment happening now in financial technology. From quick pivots to weathering market turbulence, this report combines extensive statistics, deep analytics, and expert insights that you can take to the bank.
Modernized financial operations
The leaders of banks, insurance companies, and other financial institutions must be prepared to help lead digital transformations that leverage the latest and greatest in fintech. Fortunately, on the other side of that transformation are automated workflows, accessible data, and reduced clutter — all of which prime businesses to be profitable years into the future.
Adding a few more 0’s
Financial institutions have access to an enormous volume of customer data — and it’s only growing larger with every swipe, tap, and deposit. By leveraging Big Data for deep personalization and intelligent analytics, your business can uncover critical insights, inform decision-makers, and drive long-term growth.
Yesterday’s cash, today’s cachet
The fintech applications coming into the industry go way beyond slick CRMs and cloud-based software. Advanced AI and other emerging technologies are disrupting and transforming the sector.
Fintech futures
Market turbulence and heightened consumer expectations have spurred financial services to modernize and streamline processes. With solutions that hasten, automate, and ease financial operations, companies both in and outside of financial services stand to benefit.