Fintech Blog

Fintech has left ATMs in the dust

Financial institutions aren’t typically known for their scrappy agility. Between legacy systems, overhead concerns, and the high bars of regulatory and security compliance, banks and other financial service providers have historically been slow to embrace technological innovation. Fintech is changing all that.

Once the stuff of nimble startups, fintech is now essential to established institutions. It enables finance that’s strong, scalable, and secure, and it’s an integral part of how we bank, invest, pay, shop, and do business. Whether it’s through mobile apps or blockchain, fintech delivers change that is more cost-effective, more secure, and quicker than business as usual.

In our work consulting and developing custom software, we’ve seen use cases for cutting-edge fintech solutions that range from financial deal management to pet wellness to solar. Our takeaway? The best fintech engineers think in and outside of the financial services world — and its security needs. They’re constantly weighing potential vulnerabilities and building software with powerful protections.

What does fintech look like for innovative startups? What about for enterprise institutions? Our comprehensive guide to fintech has something for every business, including our most recent state of the industry report, the latest news on emerging solutions, and essential context on how technological innovation is unlocking a financial future that is more nimble, personalized, and secure.

What is fintech?

Fintech by the numbers

First steps

Blockchain in fintech

Digital transformation

Big Data

Emerging tech

Fintech goes way beyond banking

If fintech seems confined to financial services like banking, lending, and real estate, it’s time to think bigger.

With applications across use cases, fintech empowers streamlined, enhanced, and even automated financial services across industries, from a retailer’s online payment gateway to a startup’s branded debit cards. That big picture understanding of what fintech can do, regardless of the industry, can underpin strategic growth for your company.

Taking stock of fintech today

Our 2021 State of Fintech report will help you better understand the innovation and investment happening now in financial technology. From quick pivots to weathering market turbulence, this report combines extensive statistics, deep analytics, and expert insights that you can take to the bank.

The State of Fintech 2021

Looking back at 2020, fintech weathered the storm better than most, and during a year indoors, money continued to talk. Read our report and dive deep into the current and future state of affairs in the industry.

Your first steps in fintech

Founding any startup requires dedication, technical grit, and a bit of luck. For burgeoning fintechs, though, a clear-eyed understanding of the financial landscape can’t be dismissed. Building your product requires not just software expertise, but an adherence to regulations and compliance standards wherever you plan to operate. If you need a primer, we’ve got you covered.

Regulatory compliance for fintech startups

When one mistake can cost millions in penalties, adhering to the rules is a must. Start by building your knowledge of the regs and then bake compliance expertise into building a solution.

Qualifications fintech engineers must have

Besides being outstanding coders, fintech devs must know the products, regulatory concerns, and security risks the financial world deals with every day.

How to develop a fintech app

When you need to build a solution that distinguishes you from your competitors, best practices matter — but there’s plenty of space to innovate and capture the market.

How to grow your fintech product

Financial technology products are incredibly demanding to build. Stay ahead of the curve with a product growth strategy that leverages all the tools — and talent — available to you.

New kids on the blockchain

Distributed ledger technology has the potential to revolutionize the way we manage assets and make payments, but the characteristic volatility of crypto markets has put some of that hype on ice. Nevertheless, enterprise financial institutions and fintech startups alike have embraced this emerging tech, finding use cases and novel applications across the industry.

How blockchain is changing fintech

Blockchain is reordering finserv trade models. From radicalizing industry tech development to new investment trends, there's a new kid on the financial block.

Now is the time to add a crypto payment gateway

Giving your company another way to earn money is smart — and easier than you might think.

What CBDCs can do for your business

Countries around the world are entering the digital age with Central Bank Digital Currencies, which can eliminate transaction fees and serve unbanked communities.

How blockchain is changing fintech

Blockchain is reordering finserv trade models. From radicalizing industry tech development to new investment trends, there's a new kid on the financial block.

Now is the time to add a crypto payment gateway

Giving your company another way to earn money is smart — and easier than you might think.

What CBDCs can do for your business

Countries around the world are entering the digital age with Central Bank Digital Currencies, which can eliminate transaction fees and serve unbanked communities.

Modernized financial operations

The leaders of banks, insurance companies, and other financial institutions must be prepared to help lead digital transformations that leverage the latest and greatest in fintech. Fortunately, on the other side of that transformation are automated workflows, accessible data, and reduced clutter — all of which prime businesses to be profitable years into the future.

Digitally transforming your insurance company

Want to know about some new ways how digital transformation is changing the insurance industry?

Digital transformation in banking: 5 trends to watch

As traditional banks are now facing more competition than ever before with the rapid rise of digital startups in the fintech space, let's have a closer look at the key areas of digital transformation in banking.

How insurance companies use Robotic Process Automation

Digital transformation has been reshaping the way whole industries are doing business and the insurance industry is no exception.

Benefits of cloud computing in financial services

Cloud computing in financial services is driving industry change faster than ever. It opens up the playing field, democratizes powerful solutions, and accelerates innovation in a positive feedback loop.

Fintech in investment management

As tech like Natural Language Processing and self-learning smart algorithms increasingly become the norm, democratization of retail investing creates new opportunities.

Adding a few more 0’s

Financial institutions have access to an enormous volume of customer data — and it’s only growing larger with every swipe, tap, and deposit. By leveraging Big Data for deep personalization and intelligent analytics, your business can uncover critical insights, inform decision-makers, and drive long-term growth.

How big data is transforming banking

Now that banks and financial institutions have the capabilities to capitalize on big data, what are some of the ways it is being used?

Data science in finance

From fraud detection to AI stock trading, new analytics have changed the financial world. Smart companies in the financial sector are cashing in.

Stock market data analytics explained

Data analytics are vital for gaining a better insight into the stock market. Let's have a look at the use of data analytics in stock trading and the science behind it.

Using data science and machine learning for fraud detection

Companies lose about 5% of annual revenue to fraud. Luckily with machine learning and data science technologies, it’s easier to detect and prevent fraud.

Yesterday’s cash, today’s cachet

The fintech applications coming into the industry go way beyond slick CRMs and cloud-based software. Advanced AI and other emerging technologies are disrupting and transforming the sector.

How to use neural networks in financial trading and analysis

Neural networks make boosting trading strategies and conducting ongoing analysis way easier. Here are the details behind the magic of "the machine mind".

AI in Fintech: How artificial intelligence is disrupting and transforming the finance sector

In this post, we will look at some of the ways in which AI is revolutionizing the financial services sector.

Natural language processing in finance

Natural language processing software is destined to be the most powerful new technology for the financial industry in decades.

How to use neural networks in financial trading and analysis

Neural networks make boosting trading strategies and conducting ongoing analysis way easier. Here are the details behind the magic of "the machine mind".

AI in Fintech: How artificial intelligence is disrupting and transforming the finance sector

In this post, we will look at some of the ways in which AI is revolutionizing the financial services sector.

Natural language processing in finance

Natural language processing software is destined to be the most powerful new technology for the financial industry in decades.

Fintech futures

Market turbulence and heightened consumer expectations have spurred financial services to modernize and streamline processes. With solutions that hasten, automate, and ease financial operations, companies both in and outside of financial services stand to benefit.

Want our latest stories sent straight to your inbox?