Fintech has left ATMs in the dust

Financial institutions aren’t typically known for their scrappy agility. Between legacy systems, overhead concerns, and the high bars of regulatory and security compliance, banks and other financial service providers have historically been slow to embrace technological innovation. Fintech is changing all that.

Once the stuff of nimble startups, fintech is now essential to established institutions. It enables finance that’s strong, scalable, and secure, and it’s an integral part of how we bank, invest, pay, shop, and do business. Whether it’s through mobile apps or blockchain, fintech delivers change that is more cost-effective, more secure, and quicker than business as usual.
In our work consulting and developing custom software, we’ve seen use cases for cutting-edge fintech solutions that range from financial deal management to pet wellness to solar. Our takeaway? The best fintech engineers think in and outside of the financial services world — and its security needs. They’re constantly weighing potential vulnerabilities and building software with powerful protections.
What does fintech look like for innovative startups? What about for enterprise institutions? Our comprehensive guide to fintech has something for every business, including our most recent state of the industry report, the latest news on emerging solutions, and essential context on how technological innovation is unlocking a financial future that is more nimble, personalized, and secure.
Fintech goes way beyond banking
If fintech seems confined to financial services like banking, lending, and real estate, it’s time to think bigger.
With applications across use cases, fintech empowers streamlined, enhanced, and even automated financial services across industries, from a retailer’s online payment gateway to a startup’s branded debit cards. That big picture understanding of what fintech can do, regardless of the industry, can underpin strategic growth for your company.
Taking stock of fintech today
Our 2021 State of Fintech report will help you better understand the innovation and investment happening now in financial technology. From quick pivots to weathering market turbulence, this report combines extensive statistics, deep analytics, and expert insights that you can take to the bank.
Your first steps in fintech
Founding any startup requires dedication, technical grit, and a bit of luck. For burgeoning fintechs, though, a clear-eyed understanding of the financial landscape can’t be dismissed. Building your product requires not just software expertise, but an adherence to regulations and compliance standards wherever you plan to operate. If you need a primer, we’ve got you covered.
New kids on the blockchain
Distributed ledger technology has the potential to revolutionize the way we manage assets and make payments, but the characteristic volatility of crypto markets has put some of that hype on ice. Nevertheless, enterprise financial institutions and fintech startups alike have embraced this emerging tech, finding use cases and novel applications across the industry.
Modernized financial operations
The leaders of banks, insurance companies, and other financial institutions must be prepared to help lead digital transformations that leverage the latest and greatest in fintech. Fortunately, on the other side of that transformation are automated workflows, accessible data, and reduced clutter — all of which prime businesses to be profitable years into the future.
Adding a few more 0’s
Financial institutions have access to an enormous volume of customer data — and it’s only growing larger with every swipe, tap, and deposit. By leveraging Big Data for deep personalization and intelligent analytics, your business can uncover critical insights, inform decision-makers, and drive long-term growth.
Yesterday’s cash, today’s cachet
The fintech applications coming into the industry go way beyond slick CRMs and cloud-based software. Advanced AI and other emerging technologies are disrupting and transforming the sector.
Fintech futures
Market turbulence and heightened consumer expectations have spurred financial services to modernize and streamline processes. With solutions that hasten, automate, and ease financial operations, companies both in and outside of financial services stand to benefit.