Digital payments: technologies and solutions

We help banks, payments providers and forward-thinking fintech companies deliver next-level payment experiences, achieving increased security, operational effectiveness, agility, and unrivaled customer service.

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What makes e-payment systems popular among users?

Research shows that nearly 3 trillion transactions, worth US$48 trillion, are expected to shift from cash to digital payments in this decade.

What’s more, according to a McKinsey survey of US consumers, more than three-quarters of Americans use some form of digital payment — browser-based and in-app online purchases, in-store checkout with a mobile phone and QR code, or person-to-person payments.

The winners in the digital payments space are not waiting for change — they are already harnessing first-mover advantage to evolve their businesses. Here are just a few benefits you and your customers can get:

Safe transactions

Electronic payment systems offer you multiple ways of securing your money transactions through tokenization, encryption, SSL, etc.

Simple refunds

Digital payment methods significantly accelerate the refund process.

Fast invoicing

Online payment systems transform your invoicing operations through enhanced tracking possibilities, less paperwork, and mobile accessibility.

No extra costs

With digital payments, you pay the same as you would for card transactions. Various packages cater to businesses of all sizes, budgets, and transaction volumes.

Our capabilities

Custom app development services

Our developers create custom software solutions that meet all your requirements as well as compliance and security standards, empowering you to successfully compete in today’s digital economy and enter new markets.

UI/UX design

iTechArt equips the design of your apps and digital wallets with hyper-engaging and easy-to-use interfaces to help you boost conversion and increase customer loyalty.

Upgrades and migration

We enable banks to upgrade and migrate their core offerings to innovative and reliable payment products that offer long-term growth and enhanced customer experience.

Payment integration services

Our certified software development specialists are experienced in integrating various payment gateways, enabling your customers to get real-time access and instant transactions through any card.

Digital payment solutions for your business

Here at iTechArt, we have the insights, skills, and capabilities to offer you cutting-edge digital payment services ranging from credit card payment processing to digital wallets — bringing you new brand value and increased profits all along the payments value chain.

Online payment systems

Make payments online from any device anywhere in the world with the help of customer-centric, compliant, and fully secure online payment software solutions.

Payment gateway development

Implement industry-leading payment gateways into custom mobile applications and online shopping carts to achieve a whole new level of operational efficiency.

Recurring billing software

Integrate a special billing software module to deliver a seamless recurring billing experience for your customers, while maximizing effectiveness and operating-model agility.

POS systems

Speed up the checkout, integrate loyalty programs, and create data-rich customer profiles with new-gen POS systems

EMS software solutions

Set up an EMS platform to store all payments in one place and have access to on-site mobile payment acceptance, email invoicing, and recurring payment features.

Fraud detection software

Make sure your custom payment solution is empowered by anti-fraud systems for EMV, swipe, and card-not-present convenient payments.

How we shape the future of payments

At iTechArt, we care not only about what latest and greatest technologies we use, but also about how they can be used to completely redefine your unique business.

AI

Artificial intelligence allows for next-generation fraud monitoring and AML, while delivering hyper-personalization, higher approval rates, fewer declined transactions, and proactive credit limit management.

Computer vision

The implementation of machine vision and facial recognition reduces the KYC process to minutes instead of hours, helping banks attract more customers and utilize the resources saved to perform other mission-critical tasks.

IoT

IoT helps banks and fintech companies drive innovation through the use of NFC chips, sensors, tracking devices, etc., safely exchanging information with nearby systems and processing contactless payments on demand.

Blockchain

Blockchain technology could facilitate faster payments at lower fees than banks, providing trusted real-time verification of transactions without the need for any intermediaries.

Your security. Our priority.

Data security is among the top challenges banks and payments providers face today, because one smallest vulnerability can compromise your system security which consumers care about deeply. We use only the proven techniques and industry best practices to help you introduce secure payments and help you avoid fraud.

SSL

Tokenization

Software security testing

Fraud prevention tools

Dynamic integrity

Checking

Code signing

RASP

Driving the future of payments with Stripe

As a preferred partner of Stripe — a global leader in online payment technology with millions of users around the world, iTechArt is always here to integrate its API into your existing solution, helping you accept digital payments, send payouts, and seamlessly manage the businesses online.

Our Stripe integration experience

50+ engineers proficient in Stripe integration
30+ successfully managed projects on Stripe integration in e-commerce, fintech, and insurance industries
Solid tech background in Stripe Connect (Express/Standard/Custom), Stripe Billing, Stripe Payments, and Stripe Terminal

Rewards and benefits

Multi-currency support
Simplified subscription and billing management
Simplified payments acceptance
Better conversion rate
Significant sales increase
Seamless support of online payments
Superior security

From transaction to transformation with iTechArt

First-class team

3500+ seasoned engineers
Experience in all major payment technologies
Vast expertise in ML, AI, big data, blockchain, and IoT
80% of engineers are senior-level pros

Rich fintech expertise

100+ fintech projects successfully executed
$1.5B in funding raised by our fintech clients
An extensive portfolio of fintech solutions ranging from trading signals to digital wallets

Client-first approach

500+ clients have chosen to work with us
We offer unique solutions that fit your specific business needs
2 weeks from intro call to kick-off

Technologies we use
to build world-class payment solutions

Whatever the size or complexity of your AI app, our team has the expertise to deliver.

NumPy
Scikit-Learn
TensorFlow
PyTorch

OpenCV
Rasa
Azure Cognitive
AWS SageMake

Google Cloud AutoML
ML Kit
NVIDIA Jetson
MLflow

Featured works

Memento Payments

In partnership with Memento Payments, an innovative social payment platform for banks, our engineers built the next-gen check scanning functionality, enabling instant capture of quality images.

Unlimint

We helped the leading fintech company Unlimint identify bottlenecks in their existing Salesforce system, making the merchant onboarding process more flexible and time-efficient.

Freshly

While working with Freshly, the world’s famous meal subscription service, we integrated Stripe’s Core Payments as a more convenient way to accept payments.